Terms and conditions

TERMS AND CONDITIONS OF USE

AGREEMENT TO TERMS
By accessing or utilizing our services, you agree to be bound by these Terms and Conditions ("Agreement"). If you do not agree with any provision contained herein, please discontinue your use of our services immediately.
DEFINITIONS
In this Agreement, the following terms shall have the meanings set forth below:
- "Services" means all products or services provided by us to you;
- "You/Your" refers to you as an individual accessing and using our Services; and
- "We/Us/Ourselves" refers to, its subsidiaries, affiliates, officers, directors, employees, agents, and representatives.
USE OF SERVICES
You acknowledge that the use of our Services is subject to your own risk. We shall not be responsible for any damage caused by viruses, worms, or other destructive programming routines resulting from your access to our Services.
INTELLECTUAL PROPERTY RIGHTS
All content included on our website and in our Services, including but not limited to text, graphics, images, logos, button icons, audio clips, digital downloads, data compilations, software, is the property of us or its suppliers. Our intellectual property rights are protected under applicable laws.
USER SUBMISSIONS
You agree that any submissions you make to our Services shall become our sole and exclusive property, including without limitation, any suggestions for improvements, feedback, ideas, concepts, know-how, software, technologies, processes, products or other information ("Submission"). By making a Submission, you grant us an irrevocable worldwide, perpetual, non-exclusive license under your intellectual property rights to use the Submission.
PROHIBITED CONDUCT
You agree not to:
- Use our Services for any unlawful purpose;
- Interfere with or damage any server used by us or our partners;
- Upload any virus, worm, Trojan horse, time bomb, spyware, adware, dialer, drop dead program, computer virus or other destructive programming routine onto the system;
- Use our Services in a way that could be deemed unsolicited advertising or spamming.
SECURITY OF INFORMATION
You agree to protect your login and password credentials at all times. You are solely responsible for any loss of access due to failure to properly maintain the confidentiality, integrity and availability of your account information.
LINKS TO OTHER WEBSITES
Our website may contain links to other websites owned by third parties ("Linked Sites"). We do not endorse or sponsor Linked Sites, nor have we reviewed them. Use at your own risk.
LIMITATION OF LIABILITY
We shall not be liable for any damage, loss or injury (including indirect, incidental, punitive, consequential and special damages) arising from the use of our Services or Linked Sites.
GOVERNING LAW AND JURISDICTION
This Agreement shall be governed by and construed in accordance with the laws, without giving effect to any principles of conflicts of law. Any disputes arising out of this Agreement will be resolved through arbitration as provided for herein, at the place specified below.
AMENDMENTS AND CHANGES
We reserve the right to modify these Terms at any time, and such modifications shall become effective immediately upon posting on our website.